Branch - Digital Bank & Loans

Branch - Digital Bank & Loans empowers users to manage their finances with ease through a suite of services tailored to meet diverse needs. As an innovative digital banking platform, it offers a robust branch wallet for saving and transferring money, as well as the ability to pay bills instantly. By streamlining financial transactions, Branch - Digital Bank & Loans offers a seamless and convenient banking experience without the hassle of paperwork or office visits.

Flexible Loan Options

The app provides a variety of personal loan options ranging from Ksh 500 to Ksh 300,000, with flexible repayment terms between 62 days and one year. Users can enjoy competitive interest rates from 2% to 18%, which are determined by their individual risk profiles. Notably, there are no processing or onboarding fees, making it an attractive option for those seeking financial support for purposes such as medical needs, home renovations, education, and more.

Savings and Transfers

Branch - Digital Bank & Loans enhances your savings potential by offering an impressive 15% return on investment per annum, with interest paid weekly. Funds saved in the branch wallet can be accessed anytime, or kept for a fixed period to maximize returns. Moreover, it facilitates seamless money transfers between Branch - Digital Bank & Loans and MPESA, providing users with a versatile and high-yield savings solution.

Security and Privacy

Security is a priority, as the app employs advanced encryption to safeguard your data and privacy. Your financial information is protected, ensuring that all transactions and personal details remain confidential. This commitment to security and accessibility makes Branch - Digital Bank & Loans a reliable choice for managing your financial needs in Kenya’s digital banking landscape.